Mumbai, Maharashtra, 8th of May 2026 : One of India’s fastest-growing financial services players is now preparing to enter the stock market arena. InCred Holdings Limited has filed its Updated Draft Red Herring Prospectus-I (UDRHP-I) with the Securities and Exchange Board of India (SEBI). Operating primarily through its subsidiary, InCred Financial Services Limited (InCred Finance), the company has quickly emerged as one of India’s leading diversified NBFCs with remarkable growth momentum.
According to a CRISIL report, InCred Finance was recognized as the fastest-growing diversified NBFC in India in terms of PAT CAGR between FY2023 and FY2025, while ranking second in AUM CAGR growth among its peers. Founded in 2017 by Bhupinder Singh, the company has built a strong presence through its technology-driven platform, risk-first approach, and robust multi-channel distribution network.
As of March 31, 2025, the company’s Assets Under Management (AUM) stood at ₹12,585.07 crore, while PAT reached ₹373.15 crore. Through a diversified portfolio including personal loans, student loans, MSME finance, and secured business loans, InCred has established a strong foothold in India’s retail lending market. By December 31, 2025, the company’s AUM further grew to ₹14,447.86 crore, reflecting its aggressive yet balanced growth strategy.
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