Mumbai, Maharashtra, 5th of December, 2025 : Mr. Vikas Bhasin, Managing Director, Saya Group : The RBI’s 25 bps rate cut is a timely boost for the economy and a clear signal of easing financial conditions. For borrowers, this translates into lower EMIs and improved liquidity, while for homebuyers it significantly enhances affordability and purchasing power. With borrowing costs easing, we expect renewed momentum in housing demand, particularly in the mid-income and first-time buyer segments.
Mr. Sumit Agarwal, Director, Ashtech Group : The 25 bps rate cut is a welcome boost for borrowers as it directly reduces EMI pressure and improves overall loan affordability. Home loan rates, which had climbed above 9% early last year, are now already below 7.5%. With this cut, we expect rates to move closer to the 7%–7.25% range—an attractive window for homebuyers. Lower interest outflow can often be the deciding factor between planning a purchase and finally making one. This decisive move by the RBI will uplift consumer confidence and stimulate demand across major housing markets.
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