Tripura Gramin Bank Growth 150 Branches, 12 Ultra Small Branches & 16,360 SHG Loans Empowering Women And Rural Groups (₹722.35 Crore) Of Tripura : TGB Annual Press Conference.

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Agartala, Tripura, 3rd of May 2026 : Tripura Gramin Bank hosted Annual Press Conference 2025-26 on Saturday (2nd May, 2026) at Pragya Bhavan, Agartala.

Addressing at the Press conference Honourable Chairman Shri Satyendra Singh said that at the very outset, I extend my warm greetings and sincere gratitude to each one of you for joining us today at the Annual Press Meet of Tripura Gramin Bank. This occasion is not merely a presentation of figures. It is an opportunity to share the journey, performance, responsibility, and future direction of a people’s bank that has been serving Tripura with dedication since 1976.

“Before I begin, I would like to place on record our deep appreciation for the media fraternity of Tripura. You have always stood beside institutions that work for public welfare. Through your newspapers, television channels, digital platforms, and field reporting, you have carried important information to the last mile. Your support helps people know about banking facilities, government schemes, social security benefits, digital services, credit opportunities, and financial literacy initiatives. Tripura Gramin Bank sincerely values this partnership. We consider the media not only as observers, but as important partners in development.”, said Chairman of Tripura Gramin Bank Satyendra Singh.

Chairman of TGB also added that “I feel proud to present before you the financial performance and key achievements of Tripura Gramin Bank for the financial year ending 31st March 2026”.

Journey and Legacy

Tripura Gramin Bank, established in 1976 with just four branches, was founded with a mission to serve rural farmers, artisans, and weaker sections of society. Today, we have grown into a strong institution with 150 branches, 12 Ultra Small Branches, and presence across all eight districts of Tripura.

From a modest business of ₹4.52 lakh in 1976, we have achieved a total business of over ₹15,422 crore in 2026, reflecting our consistent growth and commitment to financial inclusion.

Infrastructure Expansion

43 ATMs across the state (increased from 34):
- 24 rural
- 16 semi-urban
- 3 urban
Strengthening last-mile banking access across rural and remote areas.

Strong Financial Performance

I am happy to share that during FY 2025–26:

Our total business grew by 9.49% to ₹15,422 crore

Deposits increased to ₹10,889 crore, showing strong customer trust
Advances grew by 12.77%, reaching ₹4,532 crore
CD ratio improved to 41.62%, indicating better credit deployment On the profitability front:
Operating Profit stood at ₹236.10 crore
Net Profit increased significantly to ₹184.84 crore, registering a remarkable growth of over 76%
Loan disbursement during year: ₹2,854.71 crore

This reflects the financial strength and operational efficiency of the Bank.

Asset Quality and Stability

One of the most important indicators of a bank’s health is asset quality.

I am pleased to inform that:

Gross NPA reduced to 2.89%

Net NPA is Zero

This demonstrates our strong credit discipline and effective recovery mechanisms.

Additionally, our Capital Adequacy Ratio stands at 28.58%, which is far above the regulatory requirement, ensuring safety and stability. Indicates strong financial stability and disciplined credit management.

Productivity Improvement

Per Branch Business: ₹102.81 crore
Per Employee Business: ₹17.77 crore
Reflects improved operational efficiency.

Priority Sector & Rural Focus

Agriculture & Allied Advances: ₹1,119.05 crore (24.69%)
Total Priority Sector Advances: ₹3,499.81 crore (77.22%)
Both exceed regulatory requirements.

Driving Financial Inclusion & Rural Development

Tripura Gramin Bank continues to be a leader in financial inclusion:

Over 5.39 lakh PM Jan Dhan accounts

4.58 lakh PM Suraksha Bima Yojana enrollments
PMJJBY: 1.73 lakh enrollments
APY: 1.89 lakh enrollments reflecting Strong participation in PM-Social Security Schemes.

We have also actively supported claim settlements under social security schemes, ensuring timely assistance to beneficiaries.

Our commitment to rural development is reflected in:

29,661 KCC loans supporting farmers (₹125.56 crore)
16,360 SHG loans empowering women and rural groups (₹722.35 crore)
12,504 Mudra loans promoting small businesses (₹229.99 crore)
PMEGP: 148 loans (₹15.28 crore)
Swablamban: 609 loans (₹24.16 crore)

We are proud to say that Tripura Gramin Bank plays a pivotal role in entrepreneurship development and employment generation in the state.

Entrepreneurship & Employment Generation

PMFME, PM SVANidhi, Mudra, SHG, and RTO loans actively supported.
Mudra categories: Shishu, Kishore, Tarun beneficiaries covered.
SHG individual loans (Adwitya): ₹19.11 crore
RTO Loans: ₹62.36 crore
Strong contribution towards livelihood and employment generation.

Housing & Education Support

Housing Loans sanctioned: 1,101 (₹260.64 crore)
Total housing outstanding: ₹971.70 crore
Education Loans sanctioned: 86 (₹4.58 crore)
Total education outstanding: ₹25.45 crore

Digital Transformation & Innovation

In line with modern banking needs, we have taken significant steps in digital transformation:

Launch of e-Bank Guarantee (e-BG) for paperless banking
Introduction of Co-branded Credit Card with PNB.

Launch of TGB Think Tank
Enhancement of Mobile Banking with new features like BBPS, IMPS, and security upgrades
Expansion of e-Lobbies (6 e-lobbies operational & 9 more in pipeline)
BC network (487 BC points including 148 BC Sakhis)
Implementation of Aadhaar Data Vault and advanced digital security systems

These initiatives are making banking more accessible, secure, and customer-friendly.

Social Responsibility & Community Engagement (CSR)

As a responsible institution, we have actively contributed to society through CSR initiatives such as:

Support to athletes, mountaineers, and youth
Distribution of blankets to needy families
Assistance in education, sports, and infrastructure
Promotion of SHG products and environmental initiatives These efforts reflect our commitment beyond banking.

Recognition & Achievements

Our efforts have been recognized at the national level:

Ranked 2nd among all RRBs in APY campaign

Achieved multiple awards including Diamond Award, Leadership Award, and Excellence Awards

Secured 1st position in SHG loan campaigns

TGB has achieved the best Departmental stall in 20th Regional Saras Fair held between 13th December to 26th December 2025.

TGB has been conferred with prestigious SKOCH Award 2025 for Innovative Practices.

These achievements motivate us to perform even better.

Way Forward

Looking ahead, our focus will be on:

Strengthening digital banking ecosystem

Expanding credit to agriculture, MSME, and rural entrepreneurs
Enhancing customer service and financial literacy
Supporting the vision of Atmanirbhar Bharat and Viksit Tripura.

Chairman of TGB also added that all these achievements have become meaningful because people know about them through your sincere reporting. Whenever we conduct a financial literacy camp, open a new facility, launch a new digital service, support an SHG, or extend assistance under CSR, your coverage gives it wider reach. You help us reach those people who may not come to the Bank unless they first hear, read, or see the information through you.

“Therefore, today I would like to sincerely thank every journalist, editor, photographer, cameraperson, digital media professional, and media house of Tripura. Your role in development communication is invaluable. You inform, educate, question, and connect. Tripura Gramin Bank deeply respects this role. As we move ahead, our focus will remain clear: stronger financial inclusion, greater digital adoption, more credit to productive sectors, wider support to farmers and entrepreneurs, stronger SHG linkage, better customer service, and deeper participation in the development journey of Tripura.”, said Chairman of TGB .

“Tripura Gramin Bank is not only the largest branch network bank in the state; it is a trusted companion of the people of Tripura. We began with rural service, and even today our heart remains with the rural people, small entrepreneurs, women, farmers, youth, and weaker sections. With your continued support and the trust of our customers, we are confident that Tripura Gramin Bank will continue to grow as a strong, responsible, people-centric, and future-ready bank. Once again, I thank all members of the media fraternity for your unwavering support and cooperation. Let us move forward together towards a stronger, inclusive, and prosperous Tripura.” , Chairman of TGB Said.

Amidst the distinguished dignitaries there were Hon’ble Chairman Shri Satyendra Singh, General Manager Shri Anup Kumar Saha, and Chief Manager Shri Sailesh V Ranjan, officials of Tripura Gramin Bank were present at the event.