Mumbai, Maharashtra, 1st of February, 2026 : Reinforcing its commitment to empowering low-income households with safe and affordable housing, Aadhar Housing Finance Limited has announced strong financial results for the third quarter and nine months of FY26. During this period, the company recorded over 20% year-on-year growth in Assets Under Management (AUM) and Profit After Tax (PAT), reflecting the strength of its business model, disciplined risk management practices, and sustained demand in the affordable housing segment.
The company’s consistent performance has not only strengthened management’s confidence in achieving its AUM and profitability guidance for the current financial year, but has also further consolidated its leadership position in the low-income housing finance sector.
As of 31 December 2025, Aadhar Housing Finance’s AUM grew by 20% year-on-year to ₹28,790 crore, compared to ₹23,976 crore in the corresponding period last year. During the same period, the total number of loan accounts crossed 3.24 lakh, highlighting the company’s expanding footprint and increasing customer trust.
Management Commentary
Commenting on the results, Mr. Rishi Anand, MD & CEO, Aadhar Housing Finance, said,
“We have sustained a strong growth momentum in Q3 FY26, further strengthening our leadership position in the low-income housing finance space. Our strategic ‘urban and emerging’ branch model continues to deliver meaningful outcomes, as we expand our reach to underserved communities through more than 621 branches across the country.”
He further added that the PMAY 2.0 scheme has provided a significant boost to demand in the affordable housing sector. Under the scheme, over 10,000 customers have already received the first tranche of interest subsidy, making home ownership more accessible for first-time buyers, especially in the EWS and LIG segments.
Aadhar Housing Finance stated that it is progressing towards deploying AI-driven underwriting and a digital-first operating model across the enterprise. These initiatives are expected to enhance decision-making speed, operational efficiency, and risk management capabilities. With a clear focus on enabling home ownership for low-income families and advancing sustainable financial inclusion across India, Aadhar Housing Finance’s latest performance marks another strong step forward in its long-term growth journey.
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