Quotes From Real Estate Experts And Category II AIF On RBI’s Monetary Policy Announcement.

Mumbai, Maharashtra, 7th of October, 2026 : Quotes From Real Estate Experts And Category II AIF On RBI’s Monetary Policy Announcement.

Mr. Suresh H. A., Managing Director, Sanjeevini Group : The residential market continues to be supported by strong end-user demand, employment growth and infrastructure-led development despite the increase in home prices. A repo rate hike at this stage and signal of further hikes in the future may impact housing demand going forward and further put some pressure on affordability by increasing home-loan costs, particularly for first-time and financing-dependent buyers. However, banks could hold on to the current rates with a view to support the festive consumption boost as stable interest-rate environment would help sustain buyer confidence and provide greater visibility to both homebuyers and developers.

Mr. Ankur Jalan, CEO, Golden Growth Fund (GGF),  a category II Real Estate focussed Alternative Investment Fund (AIF) : A repo rate hike, in view of the rising inflation, will have a broader impact on the cost of capital across the real estate ecosystem. For AIFs, which typically deploy patient institutional capital into development, redevelopment and asset-backed opportunities, a higher interest-rate environment can influence project financing costs, acquisition valuations and investment timelines. At a time when institutional capital is showing strong confidence in Indian real estate, policy stability remains important for maintaining investment momentum. A rate hike, which could be transmitted by banks within 1-3 months, could also make developers and investors more selective, with greater emphasis on projects with strong fundamentals, execution visibility and clearly defined exit strategies.

Mr. Lalit Parihar, Managing Director, Aaiji Group, a real estate firm :  The residential market has shown resilience, with sales continuing to remain steady despite evolving macroeconomic conditions. However, a repo rate hike and indication of further hik in the future will have an impact on homebuyer sentiments as they may prefer to postpone their purchase especially in the mid-income segment. While repo rate hike has become inevitable in view of the rising inflation, banks may prefer to wait until the passage of festive season to pass on the rate increase. Affordability is already a concern among buyers and by increasing borrowing costs may hurt certain section of homebuyers.