Bengaluru, Karnataka, 6th of June, 2025 : Experts’ Reaction To The RBI’s 50 Bps Cut In The Repo Rate ; ISIR.

Mr. Amit Goyal, Managing Director, India Sotheby’s International Realty :
The third consecutive rate cut by the RBI, amounting to a cumulative reduction of 100 basis points, is expected to have a meaningful impact on the borrowing landscape. This is particularly beneficial for big-ticket borrowers, especially those availing home loans. A 1% reduction in interest rates can lead to a noticeable drop in monthly EMIs, easing the financial burden for existing borrowers. For new borrowers, the lower interest rate not only improves affordability but also enhances their loan eligibility, enabling them to access higher loan amounts without increasing their monthly outgo. This move is likely to keep the strong housing demand momentum strong , especially in the mid and premium segments.

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