JFSL Q2 FY26 Financial Performance – Key Highlights.

Mumbai, Maharashtra, 16th of October, 2025 : JFSL Q2 FY26 Financial Performance – Key Highlights.

• Strong 44% YoY growth in Total Income at Rs. 1,002 crore.
• Net income from business operations continued to grow at a rapid pace, standing at ₹317 crore in Q2 FY26, ~5x of Q2 FY25
  • Reached an inflection point where Net Income from Business Ops now greater that Income from Treasury
  • Share of Net Income from Business Ops at 52% in Q2 FY26, up from 14% in Q2 FY25
  • Operating income from all business lines – Jio Credit, Jio Insurance Broking, Jio Payments Bank and Jio Payment Solutions – growing at a significant pace. 

• Strong operating performance led by growth across all key operational metrics:
  • Jio Credit Limited (JCL): Assets Under Management (AUM) of the NBFC at Rs.14,712 crore, up 12x over Q2 FY25. (fastest NBFC to reach this AUM size with a secured loan book)
  • JioBlackRock Asset Management:
    • AUM at Rs. 15,980 crore; maiden NFO for actively managed flexi cap fund garners Rs. 1,550 crore in investments.
    • Grew client base of 150+ institutional and 635,000+ retail investors.
  • Jio Payments Bank Limited (JPBL):
    • JPBL customer base stood at 2.95 million, and deposit base was at Rs. 421 crore – both exhibiting ~2x growth over Q2 FY25 .
    • The payments bank’s network of Business Correspondents (BCs) grew to around 200,000 BCs in Q2 FY26, up from just 2,307 in Q2 FY25.
  • Jio Payment Solutions Limited (JPSL): Transaction Processing Volume (TPV) rose significantly to Rs. 13,566 crore, up 167% YoY.

• Important to note that the aforementioned scale has been achieved in just about 2 years since listing.

• Significant growth in user base – JFSL currently has unique digital footfalls of ~18 million+ across all digital properties. The large and growing customer funnel has been created in just 16 months since the JioFinance app went live. Presents significant cross-sell opportunities.  
• Even as JFSL invests for growth across diverse businesses – 6 in incubation stage and 5 in scale-up mode – it remains profitable, with a sharp focus on maintaining healthy unit level economics.   

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