Bengaluru, 19th of December, 2024 : As the holiday season approaches, Visa’s 2024 Holiday Threats Report anticipates that scammers will use various methods to steal cardholder information and money from unsuspecting consumers due to increased E-commerce and in-person shopping. To protect shoppers from emerging threats, Visa shares essential tips that will help them enjoy a worry-free holiday shopping experience.
- Watch Out for Fake Holiday E-Cards and Phishing Scams: Cybercriminals often use fake emails or holiday-themed eCards meant to install malware. Avoid clicking on unknown links and always verify offers directly on the retailer’s website.
- Shop Only on Trusted Websites: When shopping online, it’s crucial to use trusted websites. Ensure the URL begins with ‘https’ and displays a padlock icon, indicating a secure connection. This simple check helps keep sensitive information protected during transactions.
- Opt for Credit Cards for Enhanced Security: Card payments offer robust fraud protection through features like two-factor authentication (2FA), tokenization and SSL handshake technology. These features ensure secure data exchange between personal devices and retailer sites, adding an extra layer of security when buying gifts.
- Set Up Alerts and Regularly Monitor Your Transactions: Tracking purchases can be difficult during the holiday rush. Set up payment notifications and frequently review card or payment app statements to detect any unauthorised transactions and if you find such, report promptly.
- Safeguard Personal and Financial Information: Be cautious about where personal and financial details are stored and shared. Also, avoid shopping over public Wi-Fi, as unencrypted networks make it easier for cybercriminals to intercept data.
By staying vigilant and following these simple tips, you can shop with confidence and keep your personal information safe, making this holiday season worry-free and full of joy.
About Visa
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.
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